Terms:

Appointed Professional Support/Service
Hourly

New Employees Professional Staff and Academic Employees Fee Courtesy | Insurance | Health Care | Paid Time Off | Retirement | Tax Savings | Tobacco-free Wellness Program

Benefits for Full-time (100 percent FTE) Appointed Positions

This summary describes benefits in an abbreviated format and is not intended to be a full description of the benefits. A complete description is available in the associated plan booklets and university policies.

Fee Courtesy
Plan	Enrollment	Funding	Start Date	Comments
Fee Courtesy	Employee elected	IU pays a significant portion of IU tuition cost	Date of hire*	Benefit is applied to offset instructional fees when timely application is made; otherwise the benefit is a reimbursement after fees are paid by the student.
Insurance
Plan	Enrollment	Funding	Start Date	Comments
Life Insurance – Basic	Automatic	IU paid	Date of hire*	Employee must designate beneficiaries
Life Insurance –Supplemental	Employee elected	Employee paid with payroll deductions	Date of hire* if elected within 60 days of hire; otherwise on the first day of the month following enrollment.	Proof of good health is required if the employee enrolls after 60 days from date of hire
Long Term Disability Insurance	Employee elected	Employee paid with payroll deductions	Date of hire if elected within 60 days of hire; * otherwise on the first day of the month following enrollment.	Proof of good health is required if the employee enrolls after 60 days from date of hire
Personal Accident Insurance	Employee elected	Employee paid with pre-tax payroll contributions.	Date of hire if elected within 60 days of hire*	After 60 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Health Care Coverage
Plan	Enrollment	Funding	Start Date	Comments
Dental Coverage	Employee Elected	IU contributes a significant amount of the premium; employee contributes the remainder or the premium through pre-tax payroll contributions	Date of hire if elected within 60 days of hire*	After 60 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Medical Coverage	Employee elected	IU contributes a significant amount of the premium; employee contributes the remainder of the premium through pre-tax payroll contributions.	Date of hire if elected within 60 days of hire*	After 60 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
Paid Time Off
Plan	Enrollment	Funding	Start Date	Comments
Paid Time Off (PTO), sick bank, holidays (9 per year)Academic - See academic policies	Automatic	IU paid	Date of hire	PTO accrues each month based on years of IU service; use to cover all time away.** Annually unused PTO can be put into Sick Bank for use to cover personal and family illnesses and medical appointments.**
Retirement
Plan	Enrollment	Funding	Start Date	Comments
IU Retirement Plan – base plan	Investment designations must be made to allocate contributions	IU paid	Date of hire; contributions are credited upon receipt of enrollment form for designating investment funds	Employee must designate account beneficiaries
IU Retirement Savings Plan – supplemental	Employee elected	Employee funded through pre-tax payroll contributions	First paycheck after processing enrollment form	Employee must designate account beneficiaries
IU Tax Deferred Annuity – supplemental	Effective 7/1/08, automatic enrollment with opt-out rights	Employee funded through pre-tax payroll contributions	First paycheck after processing enrollment form	Employee must designate account beneficiaries
Tax Savings
Plan	Enrollment	Funding	Start Date	Comments
Tax Saver Benefit Plan (TSB) Health care reimbursement and Dependent care reimbursement	Employee elected	Employee funded through pre-tax payroll contributions.	Date of hire if elected within 60 days of hire	After 60 days from hire, employee may enroll during Open Enrollment (November) for an effective date of the following January 1.
IU Tobacco-free Wellness Program
Plan	Enrollment	Funding	Start Date	Comments
Wellness HRA Plan Health care reimbursement	Employee elected	IU paid	January 1 following Open Enrollment	Employees may enroll only during Open Enrollment (November) for an effective date of the following January 1.
Tobacco Cessation Plan	Employee elected	IU paid	Date of hire	Benefit available to employees and their family members age 18 and older.

* In the event that an employee is placed on leave at the time of initial employment, the employee's coverage will become effective on the first day of active employment.

** Scheduled absences are subject to supervisor approval.