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⇒ Student & Scholar Adivising ⇒ Faculty, Staff, & Visitors ⇒ J-1 Scholars ⇒ Medical Insurance Requirement

Medical Insurance Requirement

Regulations governing the Exchange Visitor Program require the J-1 Exchange Visitor and J-2 dependants to have medical insurance at coverage levels set by the US Department of State while in the US.  Failure to maintain adequate medical insurance may result in termination of Exchange Visitor status.

The following are the minimum coverage requirements:

• $50,000 for each sickness or illness (for women this must include maternity/pregnancy care)
• $50,000 for each accident or injury
• $10,000 for medical evacuation (in case you must be returned to your home country for medical care)
• $7,500 for repatriation (in case of death, this covers the cost of returning the body to the home country)
• Additionally, your health insurance policy cannot have a deductible that exceeds $500 per accident or illness

If you do not already have health insurance that meets these minimum requirements, you may purchase health insurance from Indiana University, through the Office of International Services.  Information is available that details specific coverage information for Visiting Scholars.  For information and prices contact intlserv@indiana.edu.  If you are unsure if your employment at IU will include health insurance, please contact the academic department hosting your visit.  You may also purchase insurance from another company, provided that it meets the minimum coverage requirements outlined above.  An International Scholar Advisor will require proof of insurance to validate your Exchange Visitor Program participation.