Disabled Child Eligibility
A fully disabled child who reaches age 26, must apply for disabled child eligibility in order to continue to be covered under most benefit plans. Prior to reaching age 26, the university will mail a request to verify continued eligibility to employees with children enrolled in health care plans. Based on the response, the university will initiate the following actions:
- If the child does not meet the disabled child requirements, the child’s medical and dental coverage is discontinued; and COBRA is offered.
- If the child is certified as fully disabled, the child continues to be eligible so long as the disability continues and the child continues to be financially dependent on the employee. Periodically, the university will request recertification.
Note: The employee is always responsible for notifying the university within 30 days when a child marries or stops being the employee’s dependent under the IRS support test.