Indiana University
Benefits Change Connection
Life Event Changes
Benefit plans can be affected by life event changes, some of which qualify as an official change in status by the IRS (e.g., marriage or birth of a child). Plans not affected by this change are listed at the tab above, "Enroll/Change Benefits."
Generally, when you enroll in benefits as a new employee, your enrollment begins on your date of hire, and you cannot make any changes until the next Open Enrollment period. However, if you experience a qualified change in status, you can make mid-year changes under the law.
Family Change
| Birth or adoption | Marriage of employee | Divorce/legal separation |
| Domestic partnership | Death of spouse/child | Change in residence |
| Dependent care provider or cost | ||
Dependent Child Change
| Reaches age 26 | Disabled child age 26 or above |
Employment Status Change
| Leave of absence | Separate from IU | Transfer |
| Change in non-IU coverage | ||
Court Order/Government Program Change
| Guardianship order | Support order | Medicaid or Medicare |
Examples of Types of Changes You can Make
- Change the number of people covered under your medical plan
- Switch from one medical plan to another (only allowed under one circumstance)
- Enroll in or discontinue your medical plan
- Change your Personal Accident Insurance coverage level
- Begin a new or change an existing health or dependent care expense reimbursement account (TSB)
