University Human Resource Services
2009 Medical Care Plans Out-of-State and Overseas Plans (PDF)
Out-of-State and Overseas Coverage
With the BlueCard program, Anthem members can access care outside their Plan area with no additional paperwork or out-of-pocket expenses.
- There are no claim forms for members to file.
- Members are charged only normal out-of-pocket expenses (copay, coinsurance, non-covered services or deductible).
The Five Simple Steps
Members can access benefits when living or traveling outside Anthem states by following these easy procedures:
- Find a provider: Use the BlueCard Doctor & Hospital Finder at www.bcbs.com, or call the BlueCard access number on the member ID card (800)810-BLUE.
- Call Anthem Member Services to verify coverage: call the number on the back of the ID card to obtain precertification for certain services.
- Visit a provider and present a Blue Cross and Blue Shield ID card: The Anthem ID card contains a three-letter alpha prefix specifically for each account's members (Indiana University's prefix is YRP). The provider verifies benefits and eligibility with a call to the national Blue Cross and Blue Shield Association's BlueCard office.
- The provider electronically files the claim with Anthem through the local Blue Cross and Blue Shield Plan.
- Anthem processes the claim. The provider is reimbursed and the member recieves an Anthem EOB.

