Participants can use any remaining 2005 Tax Saver Benefit (TSB) health reimbursement account balances to pay for qualified expenses incurred in January and February 2006. Likewise, unused balances for 2006 health reimbursement accounts can be used to pay eligible expenses in January and February 2007. To take advantage of this grace period, participants must submit paper claims. The grace period does not apply to TSB dependent care accounts or to claims processed under the optional TSB heathcare debit card.
Claim Deadline Extended
Medical, dental or vision expenses allowed by the IRS and incurred during the 2005 tax year or the two-month grace period (January and February 2006) must be submitted for reimbursement by April 15, 2006. This is a two-week extension in comparison to previous years.
Claim forms are available at www.indiana/edu/~uhrs/pubs/forms-list.htm. Participants must clearly indicate on a claim form if they want January/February 2006 expenses to be reimbursed from their 2005 account. Claims are submitted to the plan administrator, Nyhart.
Tobacco Use and Health
Quitting Smoking among Older Adults
Quitting smoking has proven health benefits, even at a late age. When an older person quits smoking, immediate benefits include improved circulation and increased energy and breathing capacity. Additionally, the lungs begin to repair damage.
In one year, the added risk of heart disease is cut almost in half. Older adults who quit smoking also have a reduced risk of stroke, lung disease, and cancer. For people who have already developed cancer, quitting smoking reduces the risk of developing another primary cancer.
Quitting smoking, even later in life, appears to reduce the risk of low bone mass and fractures.
Sources: American Lung Association, National Institute of Health, and National Cancer Institute
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