The latest work-life information at IU
No. 52
October 2010

University Human Resources
Informed Employee

Annual Open Enrollment
November 1 - 12

Once a year, full-time employees have the opportunity to make changes in medical, dental, and Personal Accident Insurance coverages and to enroll in Tax Saver Benefit (TSB) pre-tax reimbursement accounts.

If an employee does not make enrollment changes during Open Enrollment, participation in medical, dental, and Personal Accident Insurance will remain the same at the 2011 contribution rates. If an employee does not enroll in the TSB reimbursement account, he/she will not be a participant in 2011.

The Open Enrollment period takes place during November of each year, with enrollment changes becoming effective on January 1. This is an opportunity to:

  • Enroll in or drop medical and/or dental coverage.
  • Add or drop dependents.
  • Add, drop, or change Personal Accident Insurance.
  • Allocate contributions for pre-tax reimbursement of health and/or dependent care expenses (TSB).
  • Change contributions to the HDHP Health Savings Account.

An Open Enrollment packet with additional enrollment instructions will be sent to employees in mid-October through campus mail. Employees are encouraged to use Benefits Self Service in OneStart to initiate or change enrollments. The deadline is November 12, 2010.

Eligibility rules for enrolling dependents in IU-sponsored medical and dental plans are available at


Clarian Quality Partners Exclusive Provider Medical Plan
New Plan for 2011

A new medical plan option for 2011 is the Clarian Quality Partners Exclusive Provider Medical plan.

Additional information will be available in the Open Enrollment packet.


HDHP PPO & HSA Features and Enhancements

Two years ago, the University introduced a new medical plan called the High Deductible Health Plan (HDHP) PPO and Health Savings Account (formerly called "Medical Savings Account"). This plan includes a unique account with significant preferential treatment of taxes—no income taxes on healthcare expenses. Hundreds of IU employees and their families are now taking advantage of this plan and its unique features.

IU Contributions and Preventive Services with No Copay

Employees should consider this plan. Enhancements for 2011:

Flexibility of Health Savings Account

Triple Tax Savings

The HSA offers these tax savings:

  1. The employee's and IU's contributions go into the HSA before taxes are withheld. This reduces the employee's taxable income.
  2. Money withdrawn is not subject to taxes as long as it is used to pay for eligible healthcare expenses.
  3. Interest earned on the HSA is tax-free.

About the Plan


The HDHP PPO & HSA has a higher deductible than other plans. This is required by the IRS to obtain the preferential tax treatment of the HSA.


Employee Raises Due in November

New salary rates for Indiana University employees will take effect November 1.

Employees paid bi-weekly will see the new rates in their November 24 paycheck. Academic and professional staff employees, who are paid on a monthly basis, will see the new rates reflected in their November 30 paycheck.

The IU Board of Trustees voted in August to approve an average 3 percent increase in employee salaries for the 2010-11 fiscal year.

According to Neil Theobald, vice president and chief financial officer, employees can expect to be notified of their new individual salary rate during the first week of November. The new rates will also be accessible to employees online through OneStart by mid-November.




Page updated: 11 October 2010
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