The latest work-life information at IU
No. 58
October 2012


University Human Resources
hr.iu.edu
Informed Employee

2013 Medical Rates (Monthly)

For the Fiscal Year 2012/2013, Indiana University’s budget allocates $197.8 million for the University’s contribution to employee healthcare program costs. This budget amount includes a six percent increase (an additional $11.2 million) over the last fiscal year’s budget. The result is that costs in excess of the $197.8 million budget are being included as employee payroll contributions. Employees with higher base salaries have higher contributions.

Employee contributions are deducted before taxes.
Subtract $25 per month for an employee or spouse ($50 for both) who do not use tobacco.

Monthly Employee Contribution
Employee’s Annual Base Salary*
Total
Monthly
Premium
Below $30,000
$30,000 -
$49,999
$50,000 -
$99,999
$100,000 -
$149,999
$150,000 -
$199,999
$200,000 -
$249,999
$250,000
and Above
Employee only coverage
HDHP PPO & HSA
$28.93
$39.74
$53.25
$66.77
$80.28
$93.81
$107.33
$272.24
PPO $900 Deductible
$65.66
$86.44
$112.41
$138.38
$164.35
$190.32
$216.29
$533.11
IU Health Quality Partners**
$76.81
$97.17
$122.61
$148.05
$173.50
$198.94
$224.38
$534.79
PPO $400 Deductible
$102.42
$125.15
$153.57
$182.00
$210.42
$238.84
$267.26
$613.98
Employee and Child(ren) coverage
HDHP PPO & HSA
$57.69
$79.26
$106.22
$133.19
$160.15
$187.11
$214.08
$543.03
PPO $900 Deductible
$130.97
$172.41
$224.21
$276.01
$327.81
$379.62
$431.42
$1,063.39
IU Health Quality Partners**
$153.21
$193.81
$244.57
$295.32
$346.07
$396.81
$447.57
$1,066.73
PPO $400 Deductible
$202.88
$247.92
$304.20
$360.50
$416.80
$473.09
$529.39
$1,216.20
Employee and Spouse coverage
HDHP PPO & HSA
$70.52
$96.90
$129.86
$162.82
$195.78
$228.75
$261.71
$663.85
PPO $900 Deductible
$160.10
$210.77
$274.10
$337.42
$400.75
$464.08
$527.40
$1,299.99
IU Health Quality Partners**
$187.30
$236.94
$298.98
$361.02
$423.06
$485.10
$547.16
$1,304.08
PPO $400 Deductible
$248.49
$303.64
$372.59
$441.55
$510.50
$579.45
$648.39
$1,489.60
Family coverage
HDHP PPO & HSA
$80.09
$110.04
$147.48
$184.91
$222.35
$259.78
$297.21
$753.90
PPO $900 Deductible
$181.83
$239.36
$311.27
$383.19
$455.11
$527.02
$598.95
$1,476.33
IU Health Quality Partners**
$212.71
$269.08
$339.53
$409.99
$480.45
$550.92
$621.38
$1,480.99
PPO $400 Deductible
$282.14
$344.77
$423.06
$501.35
$579.64
$657.93
$736.23
$1,691.36

* The employee’s salary band is determined by the annual base salary at the time payroll runs each month.

** Eligibility is limited to employees residing in certain counties.

Example of how to calculate the employee's monthly contribution to a medical plan

This example is for an employee with coverage for self and spouse/domestic partner.

  • The employee will enroll in the HDHP PPO & HSA medical plan.
  • The employee has an annual IU salary of $51,548.
  • The employee will sign the Tobacco-Free Affidavit stating the employee and spouse do not smoke.
$129.86 (employee contribution)
 - 50.00 (tobacco-free affidavit)
 $79.86 (monthly employee contribution)

How to calculate the University's monthly contribution

The University's contribution is the difference between the total monthly premium minus the employee contribution.

$663.85 (total premium)
 - 79.86 (employee contribution)
$583.99 (monthly University contribution)

 

To estimate medical and dental plan contributions from each paycheck, go to hr.iu.edu/benefits/calculator/.

 


 

2013 Dental Rates (Monthly)

Employee contributions are deducted before taxes.

Monthly Employee Contribution
Employee’s Annual Base Salary*
Total
Monthly
Premium
Below
$30,000
$30,000 -
$49,999
$50,000
and Above
PPO Dental Plan
Employee
$5.97
$7.54
$8.97
$28.94
Employee/Child(ren)
$10.74
$13.57
$16.14
$52.11
Employee/Spouse
$14.02
$17.71
$21.06
$67.97
Family
$20.44
$25.83
$30.71
$99.14
* The employee’s salary band is determined by the annual base salary at the time payroll runs each month.

 


Employee Services in IU Mobile App

Employees may find it useful to access Employee Services through the IU Mobile app, a gateway to Indiana University information and services. IU Mobile is available at no charge to employees. iPhone and iPad users can download the app through iTunes at itunes.apple.com/us/app/iu-mobile/id383456985; Android users can download the app from AppBrain at www.appbrain.com.

Examples of services include:

 

 

UHRS

Page updated: 8 October 2012
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