The latest work-life information at IU
No. 58
October 2012

University Human Resources
Informed Employee

Annual Federal Notices

Employers, like Indiana University, are required to provide notices to employees about rights and responsibilities they have related to healthcare coverage. The full text of these notices is available at A summary of each is provided below.

Medicare Prescription Drug Coverage
The university's employee prescription benefits allow covered individuals to delay enrolling in Medicare prescription coverage without penalty so long as enrollment takes place within 63 days of IU coverage ending.

HIPAA Privacy Practices
IU maintains the privacy of Protected Health Information (PHI) that is received or created by its healthcare plans. PHI is only used for the payment, treatment or operations of its healthcare plans consistent with federal and state privacy laws.

Women's Health and Cancer Rights Act (WHCRA)
The mastectomy and reconstruction benefits provided under IU medical plans meet all the requirements of WHCRA.

Medicare/CHIP Special Enrollment Rights
IU employees have the right to change health coverage during the year when there is a change in the eligibility of a dependent child to receive coverage under Medicaid or a state Children's Health Insurance Program (CHIP).

The Uniformed Services Employment and Reemployment Rights Act (USERRA) establishes employee eligibility and job entitlements, employer obligations, benefits and remedies under the Act.

Healthcare Coverage for Children
Children of employees who have not yet reached age 26 are eligible to enroll in IU-sponsored healthcare coverage. This includes children whose coverage ended or who were previously ineligible for coverage due to marriage or tax dependent status.

Employees and their covered dependents have the opportunity for a temporary extension of medical coverage at group rates in the event that coverage would otherwise end.


TIAA-CREF Investments
New TIAA-CREF Investment Choices for IU-sponsored Retirement Plans

IU has adopted new TIAA-CREF investment choices for the IU-sponsored retirement plans. The following is a list of the new mutual fund options that will be available on October 12, 2012.

New Investment
TIAA-CREF Emerging Markets Equity Fund - Institutional
TIAA-CREF Emerging Markets Equity Index Fund - Institutional
TIAA-CREF Enhanced International Equity Index Fund - Institutional
TIAA-CREF Enhanced Large-Cap Growth Index Fund - Institutional
TIAA-CREF Enhanced Large-Cap Value Index Fund - Institutional
TIAA-CREF Global Natural Resources Fund - Institutional
TIAA-CREF Lifestyle Aggressive Growth Fund - Institutional
TIAA-CREF Lifestyle Conservative Fund - Institutional
TIAA-CREF Lifestyle Growth Fund - Institutional
TIAA-CREF Lifestyle Income Fund - Institutional
TIAA-CREF Lifestyle Moderate Fund - Institutional

The addition of these funds will offer more options for participants to build a personalized investment portfolio. Advice on using these and other funds is available from TIAA-CREF consultants. To schedule a confidential, one-on-one appointment with a TIAA-CREF consultant call TIAA-CREF at 800 732-8353.

To review investment information visit the website at




Page updated: 8 October 2012
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