The HSA, a feature of the IU HDHP PPO & HSA medical plan, is a savings account into which the employee and the University contribute money tax-free. The money can be used to pay for qualified healthcare expenses for the employee, a spouse, and tax dependents, whether or not covered under an IU-sponsored medical plan. Expenses include deductibles and co-insurance for a medical plan with IU or another employer.
There is no cost for debit card and online banking services; however, certain fees apply for check-writing services.
A key feature of the HSA is the convenience and flexibility it offers when paying for expenses:
Examples of HSA-qualified health expenses include: eye exams, eyeglasses, contact lenses and solutions, dental care, physical therapy, chiropractic care, transportation for medical care, physician-prescribed weight reduction programs and insurance premiums such as long-term care, Medicare and COBRA. For a complete list visit hr.iu.edu/benefits/2013/hsa.html.
The Employee Services section of the IU Mobile app has been enhanced to include a view-only version of the OneStart Employee Center. This functionality allows employees to view benefit, payroll, tax, total compensation, and demographic information from their mobile device. Employees are encouraged to use this service to manage many of their employment-related activities.
It is particularly important for employees to use the Employee Center (either through OneStart or through the IU Mobile app) to verify the accuracy of benefit elections, dependents, and beneficiaries for the new year.
Accessible anytime, anywhere, IU Mobile delivers information and services such as the Knowledge Base and Ask IU for all Indiana University employees. IU Mobile is available at no charge to employees. iPhone and iPad users can download the app through iTunes at itunes.apple.com/us/app/iu-mobile/id383456985; Android users can download the app from AppBrain at www.appbrain.com.
Cigarette smoking kills an estimated 440,000 U.S. citizens each year—more than alcohol, illegal drug use, homicide, suicide, car accidents, and AIDS combined. Between 1964 and 2004, more than 12 million Americans died prematurely from smoking, and another 25 million U.S. smokers alive today will most likely die of a smoking-related illness.
Cigarette smoking accounts for about one-third of all cancer deaths. The overall rates of death from cancer are twice as high among smokers as nonsmokers, with heavy smokers having rates that are four times greater than those of nonsmokers. Foremost among the cancers caused by tobacco use is lung cancer—cigarette smoking has been linked to about 90 percent of all cases of lung cancer, the number one cancer killer of both men and women. Smoking is also associated with cancers of the mouth, pharynx, larynx, esophagus, stomach, pancreas, cervix, kidney, bladder, and acute myeloid leukemia.
National Institute on Drug Abuse