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Personal Accident Insurance

On this page: Plan Provisions | Eligibility | Plan Contributions | Enrollment Period | Conversion Opportunities | Travel Assistance

Plan Provisions 


All full-time Academic (including Medical Residents) and Staff employees of Indiana University are eligible for participation in the Personal Accident Insurance plan; an enrolled employee may also insure their legal spouse/registered domestic partner and unmarried dependent children (under age 19, or under age 25 if full-time students).

Plan Contributions 

The premiums for coverage under the Personal Accident Insurance plan are paid in full by the employee.

Effective January 1, 2009

Benefit Amount Monthly Cost for Employee Only Coverage Monthly Cost for Employee and Family Coverage*
$  0.78
$  1.56
$  2.34
$  3.12
$  4.68
$  6.24
$  7.80
$  9.10
* For Employee and Family Coverage, benefits for family members will be a percentage of the Benefit Amount selected.

Enrollment Period

Conversion Opportunities 

Additional Services

Cigna Secure Travel

What is Cigna Secure Travel?

It’s a comprehensive program of information, referral, assistance, transportation and evacuation services designed to help you respond to medical care situations and many other emergencies that may arise during travel. All of these services are provided by Cigna Secure Travel.
Who is Covered?

Employees do not have to enroll in this service. As a participant in your employer’s Group Personal Accident insurance plan through Cigna, you are automatically covered. Covered family members include your spouse or domestic partner, and dependent children.
Cigna Secure Travel offers the following services:

Pre-Departure Services

These valuable services can help you start your trip the right way. Obtain important, up-to-date information on:

  • Immunization Requirement
  • Visa & Passport Requirements
  • Foreign Exchange Rates
  • Embassy/Consular Referral
  • Travel/Tourist Advisories
  • Temperature & Weather Conditions
  • Cultural Information

Medical Evacuation

When an unforeseen medical emergency requires you to be evacuated to a medical facility for treatment, Worldwide Assistance gets you there. When deemed medically necessary by a Worldwide Assistance designated physician, Worldwide Assistance will arrange and pay for your transportation to the nearest adequate medical facility that can properly treat your condition.


In the event that you should pass away while traveling, Worldwide Assistance will arrange for all necessary government authorizations, and pay for the return of your remains to your place of residence for burial or cremation.

Assistance with Lost or Stolen Items

Legal Assistance

Translation & Interpretation Services

Emergency Travel Services such as:

  • Emergency Cash Advances
  • Emergency Travel Arrangements
  • Emergency Message Relay Assistance

Please Note: All services must be arranged by Cigna Secure Travel. Claims for reimbursement will not be accepted.

For additional information regarding these services, please see the Cigna Secure Travel brochure (PDF) or contact their office at 888-226-4567.


For questions concerning submission of claims, please contact University Human Resource Services at 812-855-2007.

How to reach Worldwide Assistance:
      • From the U.S. and Canada, call 1-888-226-4567
      • From outside the U.S. and Canada, call collect 0-202-331-7635